Michael D. Ferachi is a member and the former managing director in our Baton Rouge office. His primary emphasis is on commercial litigation, with a focus on consumer finance litigation, class action litigation, general business litigation, and insurance defense litigation at both the trial level and the appellate level. Michael also practices in the areas of aviation representation, outdoor advertising representation, trademarks, appellate practice, commercial finance litigation and construction litigation. He has lectured on a number of CLE topics related to litigation issues.
Michael is an experienced trial attorney at both the district court and the appellate level. He has litigated cases in all three federal districts in Louisiana and has argued before the U.S. Fifth Circuit Court of Appeals on two occasions where, in both instances, he received a positive decision.
Michael has also litigated matters throughout Louisiana at the trial court level and he has argued before the Louisiana Supreme Court and the Louisiana First, Second, and Fifth Circuit Courts of Appeal.
Consumer Financial Services
Michael has represented a number of clients in local class actions and nationwide class actions. Recently, he represented a large issuer of credit cards in a nationwide class action regarding payment due date and posting practices. He has also represented a major airline and a major credit card company in a nationwide class action regarding the airline's frequent flyer program.
A large part of Michael's practice concerns consumer finance litigation. He has dealt with a number of federal statutes and regulations pertaining to consumer finance litigation, such as FCRA, HOEPA, ECOA, Regulation Z, TILA, FDCPA, and FACT.
- Doug Welborn, et al v. Bank of New York, et al, no 13-30103 (consolidated with El Paso County, Texas, et al v. Bank of America Corporation, et al., no. 13-50080), United States Fifth Circuit (March 05, 2014)
- Mary Ann Tigert v. American Airlines, Inc.; DAL Global Services, L.L.C., 2009 WL 521597 (W.D. La. Dec. 28, 2009), aff'd No. 10-30069, ____ F.3d ____ (5th Cir. Aug. 10, 2010).
- Witty v. Delta Air Lines, Inc., 366 F.3d 380 (5th Cir. 2004). The appellate decision in Witty was the first federal appellate court decision involving airlines and deep vein thrombosis (DVT)
- Luckett v. Delta Air Lines, Inc., 171 F.3d 295 (5th Cir. 1999)
- Allred v. Moore & Peterson, 117 F.3d 278 (5th Cir. 1997)
- Celia Horrell v. JPMorgan Chase, N.A., Civil Action No. 11-2885 (E.D. La. 10/03/12)
- Walid Mizyed v. Delta Air Lines, Inc., Civil Action No. 12-0382, (E.D. La. 05/15/12)
- Tigert v. American Airlines, Inc., 2009 WL 5215978 (W.D. La 2009)
- Williams v. Beneficial Administration Company, Inc., et al, 2008 WL 1995050 (E.D. La. 2008)
- Toler v. Green Tree Servicing LLC, 2008 WL 2858728 (W.D.La. 2008)
- Clarkston v. Allstate Ins. Co., 2007 WL 128806 (E.D. La. 2007)
- Pro Active Therapy of Greenville, Inc., et al v. Cenac, 2004 WL 2186617 (E.D. La. 2004)
- Barabay Property Holdings v. Boh Brothers, 2008-C-1185 (La. S. Ct. 03/17/09)
- Aakal Lodging, LLC v. American Express, et al, CA-12-47219, (La. App. 2d Cir. 06/20/2012)
- Certified Capital Corporation v. Reis, 2008 CA 0454 (La. App. 1st Cir. 3/27/09)
- Meyers v. Bank One, N.A., 2007 WL 1300948, 2006-1450 (La.App.1st.Cir. 5/4/07)
- John H. Onstott v. Certified Capital Corporation, 2005 CA 2548 (La. App. 1st Cir. 11/03/06)
- Vishal Hospitality, LLC v. Choice Hotels International, Inc., 2004 CA 0568R (La. App. 1st Cir. 06/28/2006)
- Certified Capital Corp. v. Reis, 897 So.2d 128 (La. App. 1st Cir. 2005)
- Chase Manhattan Mort. Corp v. Lassiter, 889 So.2d 1155 (La. App. 5th Cir. 11/30/04)
- Townsend v. Urie, 800 So.2d 11 (La. App. 1st Cir. 5/11/01)
- U.S. Pollution Control, Inc. v. National American Ins. Co., 663 So.2d 119 (La. App. 3d Cir. 8/30/95)
- American Bar Association, House of Delegates, 2003–2005
- Louisiana State Bar Association, House of Delegates, 2004–present
- Baton Rouge Bar Association, Immediate Past President (2005); President (2004); President-elect (2003); Treasurer and Secretary (2002); Board member (1998–2005)
- The Federal Bar Association, Baton Rouge Chapter, 2004–present
- Louisiana Bar Foundation, Fellow, 2013–present
- Louisiana Law Review, 1987–1989
- Wex S. Malone Chapter of the American Inns of Court, Former Barrister
- Martindale-Hubbell™ AV Preeminent ® Peer Review Rated Lawyer
- The Best Lawyers in America® (Commercial Litigation, Litigation - Banking & Finance, Mortgage Banking Foreclosure Law), 2007–2017
- Louisiana Super Lawyers (Appellate, Business Litigation, Class Action/Mass Torts), 2007–2017
- Pro Bono Publico award, Louisiana State Bar, 2014
Community and Other Activities
- Junior Achievement Teacher, 2010
- Episcopal High School, Chair of Board of Trustees, 2007-2009
- St. James Episcopal Day School, Chair of Board of Supervision, 2001-2002
- Boy Scouts of America, Cub Scout Den Leader, 2002-2007