Presentation
Navigating UCC Issues in Real Estate Finance Opinions: The ABA/ACMA/ACREL/ACCFL Opinion Report
Read Time: 1 minWhile some real estate financings involve only real property, many transactions involve UCC collateral such as fixtures, as-extracted collateral, uncut timber, deposit accounts, investment property, and ordinary personal property used to run the business. Real estate counsel must have a thorough understanding of the UCC when a financing transaction includes these types of collateral.
Member Marshall Grodner (Baton Rouge) will co-present a Strafford Webinar, “Navigating UCC Issues in Real Estate Finance Opinions: The ABA/ACMA/ACREL/ACCFL Opinion Report” on August 7, 2025. The webinar will be based on the UCC Opinion Report released in 2019 by the American Bar Association (ABA), the American College of Mortgage Attorneys (ACMA), and the American College of Real Estate Lawyers (ACREL), with the approval of the American College of Commercial Finance Lawyers (ACCFL). In connection with that, the panel will examine various issues associated with creating and perfecting a security interest in personal property collateral, fixtures, and non-fixture real estate collateral under the UCC.
The panel will discuss:
- What types of UCC collateral are frequently part of a real estate finance transaction?
- What terms should be included in a security agreement to ensure the creation of security interests?
- When is a blanket collateral description sufficient under the UCC, and when is it not?
- How do methods of perfection vary with the type of collateral?
- What are best practices in rendering UCC opinions according to the ABA/ACMA/ACREL/ACCFL UCC Opinion Report?