Open Banking Technology in the Absence of Regulatory Clarity

Presentation

November 6, 2025

On November 6, 2025, Adam Maarec (Washington, DC) will join a panel on AI in Open Finance during the FDX AI x Open Finance Virtual Summit.

Published Article

October 17, 2025

The CFPB's recently announced intent to revise its personal financial data rights rules has cast a shadow on the future of open banking regulations in the U.S. Despite the overwhelming ambiguity that exists for banks and fintechs using open banking technology in the U.S. today, rays of stability are emerging.

September 26, 2025

Member Adam Maarec (Washington, DC) is joining a MX Virtual Roundtable Presentation "1033 Reopened: Understanding the Impact of Data Access Fees" on September 26, 2025.

September 9, 2025

The CFPB recently published an Advance Notice of Proposed Rulemaking (ANPR) to reconsider four key issues related to its “Personal Financial Data Rights” rules, which were finalized at the end of 2024 but have been mired in controversy ever since. So what exactly does this latest effort mean for the future of open banking regulations in the U.S.?

Deep Dive into Consumer Finance

August 25, 2025

The next episode in McGlinchey’s Deep Dive into Lending series takes a close look at unsecured lending with insights from Aaron Kouhoupt and Adam Maarec. They discuss innovations in loan applications, underwriting, and customer interactions, and then explore the other side of the equation: what today’s consumers expect from lenders and creditors.

July 31, 2025

The CFPB’s open banking rules, issued under Section 1033 of the Dodd-Frank Act, have been the subject of ongoing litigation since their finalization late last year.

June 16, 2025

Member Adam Maarec (Washington, DC) was quoted in an article in Payments Dive, "Open Banking to Survive Trump, Fintechs Say."