Attorney Published Article
Rethinking Overdraft Protection Plan Consents
Chris Couch (Birmingham) authored “Rethinking Overdraft Protection Plan Consents” in the Alabama Bankers Association January/February 2020 Board Briefs.
” In Tims v. LGE Community Credit Union, the Eleventh Circuit upended how numerous banks think about their Overdraft Protection (“ODP”) obligations under Regulation E. In the wake of Tims, though, with some thought and clarification, banks can still use the Regulation’s model form to satisfy those obligations.”