Although I’m a litigator, I also understand the complexities of the regulatory framework because I am well versed in “alphabet soup” litigation. I can see how a problem needs addressing by both a litigator, which is a temporary fix, and our business banking group, which can lead to a permanent fix by correcting a systemic problem within the client’s organization. I believe my previous experience both as an attorney at the Department of Justice and as in-house counsel at a large bank enhances my ability to help clients.
Gregg Stevens represents financial institutions, large national banks, lenders, credit card issuers, auto finance companies, and other organizations in commercial litigation and disputes stemming from the federal statutes pertaining to consumer financial services. With a deep well of knowledge on the “alphabet soup” laws, Gregg primarily defends clients involved in regulatory issues raised under the Fair Credit Reporting Act (FCRA), the Truth in Lending Act (TILA), the Fair Debt Collection Practices Act (FDCPA), and the Telephone Consumer Protection Act (TCPA), as well as under the state Unfair or Deceptive Acts or Practices (UDAP) laws, among others.
Gregg also advises companies in disputes centered on issues such as credit acceptance, mortgage fraud, credit card fees and practices, consumer leases, payday loans, debt collection practices, credit reporting, and application of credit card payments. He frequently helps financial institutions obtain recoveries from debt elimination scam promoters.
Gregg’s previous experience manifests in his current practice. He spent several years with the Department of Justice Tax Division, litigating federal tax cases on behalf of the United States in federal courts in Texas and New Mexico, and then served as in-house counsel at a large national bank. Gregg makes a point of getting to know his clients well, and he communicates frequently with them about their needs, concerns, and problems. With a perspective gained from in-house experience, Gregg appreciates that the business solution is often preferable to the legal solution, and he always factors the client’s goals and financial standing into his strategies. He relates to his clients and their concerns because he has been in their shoes and knows what it’s like to feel pressure to contain costs and settle cases quickly.
Drawing on his knowledge about the regulatory landscape, Gregg frequently speaks to clients and national audiences on consumer financial services litigation topics. He also writes about consumer credit issues for legal publications.