There are so many variables at play in making the right business decision -- the last thing I want my clients to worry about are legal risks. My goal is to provide easily digestible, clear, and transparent information that allows my clients to make the right decisions for their business.
Jeremy Rzepka provides regulatory and compliance counsel to banks, finance companies, mortgage companies, online lenders, and fintech startups. Whether working with an established bank, a lender operating in all 50 states, or a dynamic startup, he helps ensure each client’s compliance with a variety of state and federal laws and an ever-changing regulatory environment.
Jeremy advises established businesses on ongoing regulatory compliance and helps new and established businesses expand their customer base by developing new products. He works with a variety of regulatory regimes, including the Truth in Lending Act (TILA), the Fair Debt Collection Practices Act (FDCPA), the Telephone Consumer Protection Act (TCPA), the Fair Credit Reporting Act (FCRA), and the Equal Credit Opportunity Act (ECOA).
His clients particularly value his unique ability to examine a situation from a variety of different perspectives, often resulting in prescient, practical analysis. Jeremy is the exact opposite of a cookiecutter attorney who can only discuss legal issues. As a CPA and former auditor, he is more than qualified to provide deep knowledge of financial issues, and can raise some flags if decisions affect financial reporting and compliance.
Because he has worked in public accounting, in government, and for startups, he provides a unique hands-on understanding of the business implications of regulatory issues. Jeremy previously worked as Deputy Legal Counsel in the Ohio Treasurer’s office, where he advised on trust, treasury services, investments, and debt, and supported new initiatives, including the Ohio Pooled Collateral System, on which he has presented across the state.
Day-to-day, he understands that legal decisions cannot necessarily be made in a vacuum and he prides himself on reaching conclusions that are best for the business. That prioritization is imperative when it comes to compliance, and he enjoys working with clients on developing a plan that meets regulatory requirements and makes sense for the client’s internal and external deadlines.