I’m known for handling problem files and providing creative solutions to my clients’ most complicated problems. Having managed a wide variety of cases in the financial services industry, I use a big-picture approach in recommending and executing on strategies considering what impact each matter might have down the line. Given my diverse experience, no two days are ever the same – and that’s what I love about this job.
Margaret “Peggy” Cascino is Of Counsel in McGlinchey’s Commercial Litigation and Consumer Financial Services Litigation practice groups. A seasoned litigator who has served financial services clients for the better part of two decades, Margaret handles all types of matters relating to consumer and commercial lending in state and federal courts. Her experience runs the gamut from loan origination to sales, including complex litigation, contested foreclosures, property disputes, loan origination and servicing claims, insurance matters, bankruptcy proceedings, real estate transactions, and many others. She has a primary focus on lender liability defense, consumer disputes, complex litigation, and secured transactions.
Margaret has particular experience advising clients on compliance with state law in New York’s unique regulatory framework, and skillfully manages claims brought under the Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Federal Housing Administration (FHA), Fair Debt Collection Practices Act (FDCPA), Home Mortgage Disclosure Act (HMDA), Home Ownership and Equity Protection Act (HOEPA), Equal Credit Opportunity Act (ECOA), TILA-RESPA integrated disclosures (TRID), Fair Credit Reporting Act (FCRA), Servicemembers Civil Relief Act (SCRA), Unfair, Deceptive, or Abusive Acts or Practices Act (UDAAP), Consumer Fraud Act, Dodd-Frank, and Gramm-Leach-Bliley Act.
Margaret’s previous experience representing financial services clients extends to appeals; regulatory compliance, including review of internal policies and procedures, and counseling on the adequacy of consumer correspondence and disclosures; collections; insurance defense; and a host of other topics. She has trial experience and has led hundreds of hearings.
A proven leader, Margaret has built a number of New York state practice groups from the ground up, and thus excels at ensuring clients’ operations within the state are optimized for success.
Margaret prides herself on successfully handling the toughest cases, and clients often come to her with issues other counsel couldn’t resolve. Margaret believes that preparedness is the key to success when it comes to difficult cases. One of Margaret’s proudest moments came three hours into a contested hearing when she was able to persuade a judge that his assumption about the case was wrong, thus overcoming significant adversity for the benefit of her client.
Margaret is known as an open communicator and a mentor for staff and colleagues. She encourages individual growth to provide for the long-term success of the team.