With over 20 years of commercial litigation experience, Mikelle V. Bliss knows that a holistic view of all possible approaches and outcomes is the best method to achieve winning results for her clients. Her practice includes banking, creditors rights, consumer financial services litigation, and consumer protection litigation, with a focus on lender liability defense and commercial and residential mortgage foreclosures at the state and federal levels in New York and New Jersey. She also advises on loss mitigation proceedings in bankruptcy court.
Mikelle has been involved with mortgage servicing quality control and the supervision of high volume default litigation for New York foreclosure work, including managing the New York contested mortgage litigation and lender liability defense portfolio for an American bank holding company and financial services corporation.
As an attestation to her comprehensive experience, Mikelle believes in being hands-on with her work. In addition to regularly going to court, she drafts and argues motions and appeals, appears for mediations and arbitrations, and takes and defends depositions. Having been part of all areas of the practice, she has a unique view which gives her tremendous insight as to how to advise clients on the best strategy for litigation and settlement. Whether it is active litigation or the establishment of case law, Mikelle looks at the broader impact for the industry as a whole, while being able to identify and mitigate risk for her clients.
Mikelle also has background defending financial institutions in cases involving claims arising under consumer protection statutes, including the Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), as well as common law tort claims.
Mikelle has handled hundreds of matters relating to mortgage servicing litigation in New York and New Jersey. With respect to default litigation, Mikelle supervised a team of 4 attorneys and 10 paralegals in a high volume foreclosure firm, representing nationwide lenders and mortgage servicing companies throughout the State of New York. Mikelle has also supervised a team handling contested foreclosures, lender liability defense claims and other consumer finance litigation matters on behalf of country-wide lenders, loan servicing companies and investors. With her real world view and practical business approach, Mikelle obtains favorable results for her clients, often exceeding clients’ expectations.