I have learned that in litigation, when an attorney is full of bluster, it often means they don’t have a particularly strong case. I’m a nonadversarial advocate. I strive to understand the other side’s point of view, and to work with them rather than against them in arriving at a workable resolution to a dispute efficiently and quickly.
Tanya McCullah’s experience includes matters involving contested foreclosures, real estate and title issues, and alleged federal and state regulatory violations. She regularly defends claims arising under the Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), the Home Ownership and Equity Protection Act (HOEPA), and the Fair Credit Reporting Act (FCRA), among other state and federal consumer protection, licensing, lending, usury, leasing, and sales laws. She also represents lenders in litigation relating to the Equal Credit Opportunity Act (ECOA), Civil Rights Act, and state laws. Tanya represents mortgage servicers and lenders in a wide variety of litigated matters including actions for fraud, wrongful foreclosure, breach of fiduciary duty, unfair competition, negligence, and breach of contract. Her clients are financial institutions such as national and state banks, consumer finance companies, credit card issuers, credit unions, thrifts, mortgage banks and lenders, mortgage loan servicers and issuers, and other consumer financial services providers in litigation and arbitration, with a primary focus on defending mortgage lenders and loan servicers in lender liability actions. As a practitioner, one of Tanya’s strengths is her skill at writing. She excels at providing essential, dispositive information in her briefs, pleadings and motions that tells the reader what they need to know, but avoids excessive, unnecessary verbiage. She writes in a way that explains even highly complex situations clearly and lucidly, even to people with no knowledge of the subject. Her stick-to-what-matters approach also extends to client communications, where she strives to provide clients with the information they need to make decisions and know what’s going on, without burying them in information they don’t really need. Her clients appreciate her efficiency.