In the Media
Oregon Passes Medical Debt Credit Reporting Ban
Read Time: 1 minMember Jim Sandy (Cleveland) contributed to the June 23, 2025, edition of The Compliance Digest published by Accounts Recovery in “Oregon Passes Medical Debt Credit Reporting Ban.” He discussed Senate Bill 605 and the future of medical debt.
Oregon joins a growing list of states which seek to curb the reporting of medical debt on consumer’s credit reports with its passage of Senate Bill 605. We expect to see more states join in on this trend, especially as the federal government, and the Consumer Financial Protection Bureau particularly, scales back its regulatory agenda under acting Director Vought and the Trump Administration. This is especially true with respect to medical debt as the Bureau’s Final Rule to remove medical bills from credit reports is currently on hold pending litigation in federal court. Notably, and while S.B. 605 seeks to regulate many of the same things as the Bureau’s Final Rule, S.B. 605 appears to go even further, as it makes collection of medical debt in a manner that violates the act an unlawful act or practice which could give rise to civil liability, including attorney’s fees.