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  • The Wait is Over: Louisiana Proposes Virtual Currency Business Rules

    The Louisiana Virtual Currency Business Act (Act), which requires virtual currency businesses to hold a license became effective on August 1, 2020. At that time the Louisiana Office of Financial Institutions (OFI) was tasked with adopting administrative rules to govern the licensing process before it could begin accepting license applications. The wait is over andMore

  • Powersports and the CFPB: Fair lending, fees, repossessions, and voluntary products

    The CFPB has announced a clear focus on fair lending, “junk” fees, voluntary protection products, and repossessions. Each of these focus areas will require powersports finance companies to reconsider their relationships with service providers whose value proposition is to be the “brain” behind complex operational functions like credit decisioning, payment processing, and default servicing.

  • Practice Area Insights — Digital Assets: A Brave New World

    Marshall Grodner (Baton Rogue) joined a panel titled "Digital Assets: A Brave New World" at the American Bar Association's 2022 Hybrid Spring Meeting.

  • Will the Push for a Bank Safe Harbor on Cannabis Succeed?

    The Conference of State Bank Supervisors (CSBS) has sent letters to the U.S. House of Representatives and the Senate, stressing the importance of providing safe harbor for financial institutions offering financial products and services to cannabis or cannabis ancillary businesses under the proposed Secure and Fair Enforcement (SAFE) Banking Act.

  • Regulatory Challenges in Crypto

    Block-chain is building the plane as it flies. It’s important to know how this changing technology and the changing regulations that govern it impact you. Aaron Kouhoupt (Cleveland) and Amy Greenwood-Field (Washington, DC) are speaking on a panel on “Regulatory Challenges in Crypto” at the Been Around the Block-Chain: Exploring the Legal Impact of Digital Currency,More

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