I have always loved the thinking and problem-solving within a set of rules, the essence of litigation and regulatory compliance. As a boy, I wanted to be responsible for, of all things, airline operations. Practicing law is similar – I take extremely complex issues, distill them into actionable, concise questions, and suggest and implement effective solutions.
Sanford “Sandy” Shatz is Of Counsel and a member of the Commercial Litigation and Consumer Financial Services practice groups. Based in our Irvine offices, he has been a licensed attorney in California for 30 years, and has litigated cases involving commercial law, real estate, and consumer financial services, focusing on mortgage-related issues, and offered regulatory and compliance advice to clients throughout the country.
In 1998, he joined Countrywide Home Loans where he organized and established that company’s California In-House Litigation Group. Sandy focused on mortgage-related litigation and has tried numerous cases to verdict. In 2008, after Bank of America acquired Countrywide, he managed outside counsel on a pool of hundreds of litigation cases, and helped develop case resolution strategies.
In 2010, he returned to private practice, and now works on litigation and regulatory issues, focusing on mortgage-related and privacy issues, including mortgage originations and servicing, default strategies, customer service, reverse mortgages, and regulatory compliance issues under various federal and state consumer protection laws, including the Truth In Lending Act (TILA), The Homeowner and Equity Protection Act (HOEPA), the Equal Credit Opportunity Act (ECOA), The Real Estate Settlement Procedures Act (RESPA), the Fair Debt Collection Practices Act (FDCPA), and the Fair Credit Reporting Act (FCRA), the California Homeowner Bill of Rights, and the California Consumer Privacy Act.
With his background, Sandy is able to evaluate and synthesize complex issues, analyze conflicting statutes and regulations to distill them to their essence, and then suggest and implement practical solutions. In short, he knows what the case is about, how it should resolve, and develops effective trial themes to enhance jury understanding.
Sandy is active in leadership roles in several industry organizations. He organizes conferences, panels, and webinars, trains other attorneys, publishes papers and articles, and helps foster knowledge and understanding of financial services issues.